Nxt Level Roofs - Roofing Insurance Claim
Understanding the Insurance Claim Process & How We Fight for Your Claim
At Nxt Level Roofing, we know that dealing with storm damage and insurance claims can feel overwhelming. Whether your home has been affected by wind, hail, or other severe weather, it’s important to have your roof, siding, and gutters inspected by professionals to assess any damage. That’s where we come in!
Our team of experts is here not only to provide a thorough damage assessment but to help guide you through the insurance claim process and ensure you receive the maximum compensation for your repairs or replacement. Unlike other roofing companies, we don’t just install roofs—we fight for your claim! If your insurance company tries to deny or underpay your claim, we step in to advocate for you, escalate the process, and even provide legal assistance if necessary to get your home restored properly.
How the Insurance Claim Process Works
1️⃣ Damage Assessment – We conduct a free, professional inspection to evaluate storm damage to your roof, siding, and gutters. While we cannot directly advise you on whether to file a claim, we will provide you with a detailed assessment to help you make an informed decision.
2️⃣ Filing a Claim – If you decide to move forward, you will contact your insurance provider to report the damage. They will assign a claim number and schedule an adjuster inspection of your property.
3️⃣ Adjuster Inspection – Your insurance adjuster will inspect the property and determine the extent of the damage. They will then submit a report to your insurance carrier for final approval.
4️⃣ Claim Decision – Your insurance company may:
✅ Approve a Full Roof Replacement – If extensive damage is found.
✅ Approve Partial Repairs – If only certain areas are affected.
❌ Deny the Claim – If they determine there is insufficient damage.
5️⃣ Claim Payout & Deductible – The amount approved depends on the terms of your insurance policy:
- Replacement Cost Value (RCV) Policy – Covers the full cost of repairs minus your deductible.
- Actual Cash Value (ACV) Policy – Pays out based on the depreciated value of your roof.
- You are responsible for paying your deductible, while the insurance company covers the remaining approved scope of work.
What If Your Claim is Denied or Underpaid?
This is where Nxt Level Roofing stands out from the competition! If your claim is denied or undervalued, we don’t back down—we fight for your approval by:
✔ Providing additional documentation & evidence to challenge the denial.
✔ Meeting with adjusters on-site for re-inspections to prove storm damage.
✔ Escalating the claim with the insurance company to get the full payout you deserve.
✔ Utilizing our in-house legal expertise to file complaints, dispute wrongful denials, and advocate for your rights.
No other roofing company in Louisville or surrounding areas offers end-to-end insurance claim support, including legal assistance, to make sure your home is fully restored.
Why Choose Nxt Level Roofing?
🏡 Expert Storm Damage Restoration – Specializing in shingle roof repairs and replacements.
📑 Full Insurance Claim Assistance – We handle everything from inspections to legal disputes.
🔨 High-Quality Materials – As a Preferred Owens Corning Contractor, we use top-tier roofing, siding, and gutter products.
⚖ In-House Legal Support – If insurance denies your claim unfairly, we fight back and ensure your rights are protected.
💰 Flexible Financing Available – Affordable payment options to fit your budget.
Get a Free Inspection & Let Us Fight for You!
Don’t leave your storm damage claim to chance—let Nxt Level Roofing handle the process and get you the maximum compensation for your home repairs.
📞 Call or Text Us Today: 502-492-2292
🌐 Schedule an Inspection: www.nxtlevelroofs.com
Let’s get your roof restored and your claim approved—guaranteed! 🏠💪🔥